SEPA or USDC balances ready before agents act.
Autonomous B2B payments for AI agents.
The cardless payment rail for software that transacts on its own, inside policy.
One policy layer. Two rails.
SEPA for bank-grade B2B. USDC x402 for per-call autonomous spend. One policy layer routes every transaction.
One API for SEPA and USDC settlement.
Turn HTTP 402 into paid execution.
Budgets, limits, and rail policies up front.
Pay-ins, payouts, balances in one layer.
Add the rail without moving your product.
One paid call, settled inside policy.
A single POST carries the x402 payment header. The gateway screens against policy, verifies, routes, and settles in one round-trip — repeatable thousands of times a day, no human in the loop.
apiosk-agent • autonomous session
Live demo
Per-call API
Inside policy
agent >
Pricing
Pick the rail. Pay the rail.
Subscription on SEPA. Per-transaction on USDC x402. One policy layer.
SEPA Direct Debit
€99to €499 / monthVolume tiered
Monthly subscription. No Apiosk transaction fee — only Mollie sits between you and your bank.
USDC x402
Low %per transactionUsage based
No subscription. Apiosk takes a small percentage per settled transaction, on Base.
Cardless. Mandate-based. Agent-first.
The company signs once. Agents transact inside the rules.
Authorize a SEPA mandate once. Agents transact autonomously inside the rules — no OTPs, no 3-D Secure, no per-call approval.
For buyers
Fund agent balances from a bank account
SEPA Direct Debit mandate
Automatic wallet funding
Clear spend visibility
For receivers
Receive settlement without custom billing
Payment acceptance
Ledger tracking
Payout-ready balances
Platform capabilities
Everything autonomous payments need from funding to settlement.
Platform capabilities
Everything autonomous payments need from funding to settlement.
Accept
Take agent payments without rebuilding billing.
Payment request
POST /payments/agent
amount: 0.42 EUR or USDC
Receiver
merchant_wallet
Rails
SEPA + USDClive
Execute
Verify HTTP 402 and complete the paid request.
Request
HTTP 402 required
POST /executepayment live
Payment ok
Access granted180ms
Policy passed
Settlementx402
Settle
Move funds across SEPA and USDC, one ledger.
Treasury
+18%
2 rails
SEPA + USDC
Settlement balance
Pay-insqueued
Ledgerbalanced
Payout14:30 UTC
SettlementReady
Control
Budgets, approvals, and rail rules for agent spend.
Policy
Daily limit$250
Railscredits/x402
Activity
Spend allowedok
Operator log
142 events
Start with Apiosk
Ready to move money for autonomous software?
Add SEPA and USDC payment rails, enforce spend controls, and settle agent transactions through one gateway.